Bobby Hoyt

I'm a former band director who paid off $40,000 of student loan debt in 18 months on my teaching salary and then left my job to run Millennial Money Man full-time. I help other Millennials earn more through side hustles, save more through budgeting tools and apps, and pay off debt. As a personal finance expert, I've been featured on Forbes, Reuters, MarketWatch, CNBC, International Business Times, Business Insider, US News, Yahoo Finance, and many other personal finance and entrepreneurship media outlets.